You have heard stories from your friends and seen them in the news. A loved one passes away, and when it comes time to read the will, the family finds out that the decedent left all assets to a caretaker or a financial advisor, or even to just one heir. While challenging a will is tough, it is not impossible.
After more than 20 years of marriage, you and your husband have decided to divorce. The kids are over 18, so you don't have to worry about a custody battle. However, there are still aspects of the divorce that concern you.
The U.S. divorce rate has been hovering at around 50 percent for years now. The rate may fluctuate slightly up or down, but the average is still that about half of all marriages will end in divorce.
Divorce is rarely "easy." Even if the emotions don't overwhelm you, there are still many considerations that must be addressed, including division of assets, setting up two separate households, division of joint/marital debts and, if you are parents, establishing child custody and visitation arrangements. There could also be questions about child support or alimony (sometimes called "spousal support" or "spousal maintenance").